After serious consideration and valuable feedback from our agency partners, Patriot Insurance will be withdrawing its Home-Sharing Host Activities Amendatory Endorsement, which revised policy language to address select provisions applicable to home-sharing activities, such as renting out a home through Airbnb, VRBO and booking.com, and their treatment under the Homeowners Policy.
This form withdrawal means that the provisions stated within these endorsements will not be enforced and are no longer applicable to any new business or renewal policies.
Effective June 1, 2019, the following forms have been withdrawn:
• Form #19206 (06/19) – Home-Sharing Host Activities Amendatory Endorsement
• Form #19207 (06/19) – Home-Sharing Host Activities Amendatory Endorsement – Ultra Home Guardian Policy
Please click here to view and download the amendatory endorsement for reference.
In Maine and New Hampshire, customers with policies that have renewed to date will receive a “Notice to Policyholder” letter to advise that the Home-Sharing Host Activities Endorsement is no longer in place and their policy will not be impacted. Customers in Vermont will also receive this notice, in addition to an updated declarations page, as requested by the state insurance department.
To view these communications, please click the links below:
• Notice to Policyholder: Maine & New Hampshire (FM-2064 – 6/19)
• Notice to Policyholder: Vermont (FM-2065 – 6/19)
We look forward to reintroducing the Home-Sharing Activity Endorsement at a later date and expanding our appetite for short-term rental exposures with a Home-Sharing Broadening Endorsement. Please be sure to stay tuned to our Agency Blog for further updates once these new forms are available.
Please contact your field manager or underwriter if you or your staff have any questions.
Thank you for your continued partnership with Patriot Insurance.
