Small business insurance is a big priority for us.

Small businesses are vital to our Northeast economy. That’s why it’s so important to protect them with comprehensive small business insurance. Our businessowners policy (BOP) will ensure that your company is properly protected for whatever lies ahead.

Patriot Insurance Company’s BOP is a cost-effective solution for small businesses, combining general liability and commercial property into one policy. Businessowner policies work especially well for contractors, retail stores, professional offices, personal services, wholesalers, and distributors.

Standard policy features include:

• Business liability: Was someone injured at your business, while using one of your products, or while participating in a service you offer? Business liability covers related legal and medical costs up to the limit of your policy.
• Commercial property: This feature protects your building and its contents. This includes items like computers, office furniture, mechanical equipment, inventory, and more.
• Business interruption insurance: If you need to close your doors temporarily because of a covered loss, this coverage offers financial protection.

Although businessowners policies come pre-assembled with these standard coverages, additional coverages can be added to customize the policy to fit your small business needs. The best way to get the right fit: Begin with a true conversation with a local, independent agent. They’ll take the time to get to know you and your business, so they can put together just the right coverage to protect the business you’ve worked so hard to build.