Our personal umbrella insurance helps you weather the unexpected.

At Patriot Insurance Company, we do everything we can to make sure you have the protection you need. Sometimes home and auto policies are not enough. That’s why we offer a personal umbrella policy to protect you from financial strain.

A personal umbrella policy provides supplemental liability protection beyond the limits of your existing home and auto insurance policies. Once those policy limits are exhausted, the personal umbrella coverage will kick in to cover bodily injury, property damage, and legal fees associated with defending you in the event of suits brought against you for property damage or bodily injury.

Umbrella insurance could protect you if:

• You’re at fault in a car accident. You could be sued and found liable for an amount that exceeds your standard auto insurance limits.
• You leave your grill unattended and it catches fire, damaging a neighbor’s home. The damage to their house could be substantially more than the coverage afforded by your homeowners insurance policy.
• A mail courier slips on ice outside of your home. The person sustains significant injuries that inhibit him/her from working and you’re sued for medical bills and lost wages.

In all of the above scenarios, a personal umbrella policy could help keep you covered. With limits ranging from $1 million to $5 million, it completes your package of insurance protection and provides greater peace of mind.

Our personal umbrella insurance is available in Maine, New Hampshire, and Vermont. Coverage is available in Michigan and Ohio through our parent company,  Frankenmuth Insurance. Talk to one of our local, independent insurance agents today.