What is business income insurance, and why do you need it?
Sometimes called business interruption insurance, business income insurance protects your company from loss of critical income flow during a full or partial shutdown resulting from a covered property loss, such as a fire, theft, or severe weather event. It also helps...
“Do I need life insurance?” Answer five questions to find out.
Once you’re an adult, having a life insurance policy is usually a smart financial move. That said, getting life insurance becomes especially important after certain life events. Answer the questions below to see if you’ve hit any of these milestones. Are you in...
6 key insurance coverages for contractors.
Between your team, safety, reputation, clients, deadlines, margins, and future, there’s a lot on your mind when it comes to business. That’s why contractors shouldn’t have insurance as an added worry. We work with contracting businesses of all shapes and sizes to...
How to prevent house fires from supplemental heat sources.
Learning how to prevent house fires starts with knowing what causes them. According to data from the National Fire Protection Association (NFPA), cooking is the most common cause of house fires. But the second most common cause, and a growing threat to homeowners, is...
What you need to know about smoke and carbon monoxide detectors.
Because the consequences of a home fire or carbon monoxide poisoning can be so devastating, most states have laws requiring smoke detectors and carbon monoxide detectors in residential homes. And even though they’re not required by law, there are also fuel gas leak...
A tip for contractors: The importance of contracts and risk transfer.
When there’s a new project ahead of them, contractors can forget the importance of the words in front of them. Contracts are where every construction project starts. They’re essential in establishing project scopes, timelines, and teams. And perhaps most importantly,...
Attention, twenty-somethings: Here’s why you need life insurance now.
If you’re a healthy young American in your 20s, buying life insurance may be the furthest thing from your mind. However, getting a life insurance policy now is actually a very smart financial move. Here are four reasons why you need life insurance. 1. Youth and good...
What is equipment breakdown coverage for homeowners?
Businesses get equipment breakdown coverage so they can get back to work ASAP if a key piece of machinery or electronics breaks down. But what about the equipment in your home that’s essential to daily living? Heating and cooling systems, refrigerators, water heaters,...