Protecting your business is all in a day’s work.
Explore our commercial insurance offerings.
Every business is unique — and so are the people who work in it. You sell different products. You offer different services. You set different goals. So when it comes to commercial business insurance, you need a unique solution, designed just for you and your business. That’s why Patriot Insurance Company offers so many different types of business insurance to bring you peace of mind.
Because we’ve built our business in the Northeast, we understand your business insurance needs better than almost anyone else. And we’re always standing by, whenever you may need us. You have our word.
Our business insurance products
Businessowner policy (BOP)
Combines property and general liability coverage into one policy. Ideal for small businesses.
Commercial package policy
Combines property and general liability coverage into one policy. Best for mid-size to large businesses.
Commercial auto
Covers company-owned vehicles used in your business operations.
Commercial umbrella
Provides an extra level of protection beyond your liability policy limits.
Workers compensation
Required by most states. Covers medical bills and lost wages that result from a work-related injury or illness.
Miscellaneous professional liability
Covers legal expenses if your business is sued for an error or omission.
Professional liability (Errors and Omissions) for contractors and manufacturers
Covers legal expenses if your business is sued for damages due to faulty workmanship, materials, design, or products, and damages resulting from an error, omission, or negligent act.
Cyber and information protection
Covers losses resulting from a data breach, identity theft, or other cybercrimes.
Employment-related practices liability (EPLI)
Covers legal fees resulting from employee lawsuits claiming discrimination, harassment, wrongful termination, and more.
Equipment breakdown
Covers the cost of repairing or replacing damaged equipment, the value of products or materials spoiled, and business recovery expenses.
Commercial crime
Coverage to help you recover from employee theft, forgery or alterations, computer and funds transfer fraud, and more.
Inland marine (property away from premises)
Coverage for mobile property off premises that becomes lost, stolen, or damaged.
We believe insurance deserves a conversation.
