Protect your home away from home with dwelling fire insurance.
When you can’t be there, we’ve got you covered.
At Patriot Insurance Company, we offer a specialized product called dwelling fire insurance to protect property owners from specific risks associated with seasonal/secondary homes and non-owner-occupied dwellings.
We can help you determine if a dwelling fire policy is appropriate for your property, then select one of our three dwelling fire insurance options — all differing in the amount of coverage provided and the manner in which losses are settled — to find what best suits your needs.
Our dwelling fire insurance policies could provide protection for:
- Your dwelling: Coverage includes damage to the structure, attached structures (garage), and any permanently installed systems, like HVAC and plumbing.
- Other structures: Coverage includes damage to other structures on the insured property, such as detached garages, and sheds. This excludes any buildings used for business purposes.
- Personal property: This optional coverage includes damage to the insured’s personal property, like furnishings, equipment, and appliances.
- Liability: Coverage for any third-party claims against you if someone is injured or their property is damaged while on your insured property.
Talk to one of our local, independent agents today. Our dwelling fire insurance is available in Maine, New Hampshire, and Vermont. Coverage is also available in Michigan and Ohio through our parent company, Frankenmuth Insurance.