Personal Umbrella Policy

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We’ll help you weather the unexpected.

You have our word.

At Patriot Insurance, we do everything we can to make sure you have the protection you need. That’s why we offer a personal umbrella policy to go above and beyond your standard insurance coverage. If ever your home or auto insurance just isn’t enough, a personal umbrella policy would add an extra layer of protection. Just like an actual umbrella, it would keep you covered.

Umbrella insurance could protect you if…

You’re at fault in a car accident.
You could be sued and found liable for an amount that’s more than your standard auto insurance covers.

You leave your grill unattended and it catches fire, damaging a neighbor’s home.
The damage to their house could be substantially more than the coverage included in your homeowners insurance.

A guest trips and falls outside of your home.
A repairman breaks his leg and is unable to work for three months. He sues for lost wages, but your standard homeowners insurance doesn’t cover all of his expenses.

In all of the above scenarios, a personal umbrella policy could help keep you covered. With limits ranging from $1 million to $5 million, it completes your package of insurance protection.

For more information about personal umbrella policies, talk to one of our local, independent insurance agents today.